Thousands of beneficiaries are at risk of losing benefits, including KEA (EEE)

Thousands of beneficiaries are at risk of losing the benefits, benefits and discounts that the state provided to them, since from January 1, 2022, the criteria for their receipt will be recalculated.

Most likely, most readers from Greece often hear a word like “Tekmyria”. In another way it can be called “tekmarto isodima”. In Russian, this can be translated within the meaning of “imputed income” or “imputed expenses”, i.e. in fact, these are the amounts that you, according to the tax authorities, should spend during the year, and therefore earn, having a certain standard of living.

Changes in the fair value of real estate, as well as the income received will affect a number of social benefits. For thousands of taxpayers, this will mean that without changing their property, they risk losing benefits or paying additional tax.

Those who wish to continue receiving parental allowance seem to “stay with their own people.” On the contrary, for thousands of taxpayers there is a risk of paying additional amounts of at least 20 taxes, which affect the receipt of any benefits (DEI social tariff, housing allowance, etc.).

For landlords, the tax on imputed income is likely to be increased, which is determined on the basis of assumptions about the residence of individuals and income taxes, imputed income from property and from the concession for free living. According to the legislation, presumption of tekmyria residence at the main place of residence, declared by the taxpayer today, is calculated in stages depending on the area, namely:

Up to 80 sq. M. Of main areas € 40 per sq. M. Main areas from 81 sq.m to 120 sq.m 65 euros per sq.m. From 121 sq.m. up to 200 sq.m. main areas 110 euros per sq.m. From 201 sq.m to 300 sq.m on main areas 200 euros per sq.m. From 301 sq.m and more on main areas 400 euros per sq.m.

A number of social benefits are also under threat, for most of which the size of the recipient’s real estate is included in the list of criteria. The list of benefits at risk are Child Benefit, Housing Benefit, Minimum Guaranteed Income, Heating Benefit, DEI Social Tariff, etc.

When assigning benefits, the objective taxable value of real estate is taken into account, which cannot be higher than the established limits depending on the marital status.

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Most likely, most readers from Greece often hear a word like “Tekmyria”. In another way it can be called “tekmarto isodima”. In Russian, this can be translated within the meaning of “imputed income” or “imputed expenses”, i.e. in fact, these are the amounts that you, according to the tax authorities, should spend during the year, and therefore earn, having a certain standard of living.

The importance of this term lies in the fact that an individual is taxed either on real income or imputed income calculated on the basis of tekmyria (tekmarto) if the imputed income is higher than the real one. In fact, there are two types of tekmyria, namely the Tekmyria of Life (τεκμήρια διαβίωσης) and the Tekmyria of Acquisition (τεκμήρια απόκτησης). This article will focus on the tekmyriy of life.

The most common tekmeriy, affecting most people.

The minimum imputed income is € 3,000 for a self-filing person or € 5,000 for a family (husband and wife). Housing use tekmyriya (τεκμήρια κατοικίας) in relation to primary and secondary (for example, summer residence) housing, meaning the housing in which a person lives or uses. Depends on square meters and is calculated as follows on a scale (amount per year): first 80 meters € 40 / sqm, next 40 meters € 65 / sqm, next 80 meters € 110 / year, next 100 meters 200 euro / sq.m., everything over – 400 euro / sq.m. The tekmeriya of detached buildings (monokatikia) is 20% higher than the tekmyria of apartments. The tekmiriya of all ancillary premises are calculated at 40 euros per 1 sq. M. For secondary housing, it is halved. Housing use tekmyriya is calculated both for own and rented, and provided for free use of housing. They are not calculated only when a person lives with another person as a guest (“phyloxenumenos”). You can only be a guest in the main accommodation of another person. Car ownership tekmyria. This amount depends on the year of manufacture and the power of the vehicle. There is a detailed table for years and capacities (displacement). Credit repayment tekmyria. In the declaration, the data of the tekmeriy are included with the tekmeriy of the second category, i.e. acquisition tekmyria. But I am writing about them here, because these tekmyriy are often found in humans. This amount is equal to the amount you paid to the bank as a loan repayment.

There are other types of tekmyria of life, but they are less common.

How is taxation carried out according to the tekmyria? Let me give you an example:

A person (not married / not married) rents a separate house of 115 sq. paid the bank a loan in the total amount of 2000 euros.

We consider the tekmyria:

Basic housing: first 80 meters x 40 euros + 35 meters x 65 = 5475 euros. Because this is a separate house, you need to add another 20%: (5475 * 20%) = 1095 + 5475 = 6570 euros. Secondary housing (house by the sea): 60 meters x 40 euros = 2,400 euros. Because this is a secondary housing, we divide it in half. 2400: 2 = 1200 Car: 4480 euros (according to the table) Minimum imputed income: 3000 euros.

Loan repayment tekmyria: 2000 euros

Now we add the whole thing: 6570 + 1200 + 4480 + 3000 + 2000 = 17250 euros. Next, we compare the real income and the amount obtained above. If the real income is higher, say € 20,000, then the person will be taxed on the amount of real income of € 20,000. If the real income is less than the imputed income, for example, 10,000 euros, then the person concerned will be taxed on income in the amount of 17,250 euros (ie the amount of imputed income).

I would like to note that in some cases there are certain benefits (for example, for pensioners), although it is clear that it is impossible to describe all possible options and details. Also the amounts may be overstated (to show how this is calculated).

In any case, I would like to note that the number of children (there are no benefits) or the amount of rent, or how much the car was purchased for, does not matter for taxation under this category. During a crisis, you can rent a large apartment or buy a car of high power relatively cheaply, but you need to look to see if the imputed income is covered by the real one, because imputed takes into account purely technical characteristics, such as meters (a tekmyriya of housing for a house in a village of 100 meters may be more than a tekmyria of housing for an apartment of 100 meters in a normal area of ​​most cities), the power of a car (a tekmyria of an older, but more powerful car may be more newer and less powerful tekmyria), etc.

The importance of this term lies in the fact that an individual is taxed either on real income or imputed income calculated on the basis of tekmyria (tekmarto) if the imputed income is higher than the real one. In fact, there are two types of tekmyria, namely the Tekmyria of Life (τεκμήρια διαβίωσης) and the Tekmyria of Acquisition (τεκμήρια απόκτησης). This article will focus on the tekmyriyas of life.

The most common tekmeriy, affecting most people.

The minimum imputed income is € 3,000 for a self-filing person or € 5,000 for a family (husband and wife). Housing use tekmyriya (τεκμήρια κατοικίας) in relation to primary and secondary (for example, summer residence) housing, meaning the housing in which a person lives or uses. Depends on square meters and is calculated as follows on a scale (amount per year): the first 80 meters € 40 / sqm, the next 40 meters € 65 / sqm, the next 80 meters € 110 / year, the next 100 meters € 200 euro / sq.m., everything over – 400 euro / sq.m. The tekmyria of detached buildings (monokatikia) is 20% higher than the tekmyria of apartments. The tekmiriya of all ancillary premises are calculated at 40 euros per 1 sq. M. For secondary housing, it is halved. Housing use tekmyriya is calculated both for own and rented, and provided for free use of housing. They are not calculated only when a person lives with another person as a guest (“phyloxenumenos”). You can only be a guest in the main accommodation of another person. Car ownership tekmyria. This amount depends on the year of manufacture and the power of the vehicle. There is a detailed table for years and capacities (displacement). Credit repayment tekmyria. In the declaration, the data of the tekmeriy are included with the tekmeriy of the second category, i.e. acquisition tekmyria. But I am writing about them here, because these tekmyriy are often found in humans. This amount is equal to the amount you paid to the bank as a loan repayment.

There are other types of tekmyria of life, but they are less common.

How does tekmyria taxation work? Let me give you an example:

A person (not married / not married) rents a separate house of 115 sq. paid the bank a loan in the total amount of 2000 euros.

We consider the tekmyria:

Basic housing: first 80 meters x 40 euros + 35 meters x 65 = 5475 euros. Because this is a separate house, you need to add another 20%: (5475 * 20%) = 1095 + 5475 = 6570 euros. Secondary housing (house by the sea): 60 meters x 40 euros = 2,400 euros. Because this is a secondary housing, we divide it in half. 2400: 2 = 1200 Car: 4480 euros (according to the table) Minimum imputed income: 3000 euros.

Loan repayment tekmyria: 2000 euros

Now we add the whole thing: 6570 + 1200 + 4480 + 3000 + 2000 = 17250 euros Next, we compare the real income and the amount obtained above. If the real income is higher, say € 20,000, then the person will be taxed on the amount of real income of € 20,000. If the real income is less than the imputed income, for example, EUR 10,000, then the person concerned will be taxed on income in the amount of EUR 17,250 (ie the amount of the imputed income).

I would like to note that in some cases there are certain benefits (for example, for pensioners), although it is clear that it is impossible to describe all possible options and details. Also the amounts may be overstated (to show how this is calculated).

In any case, I would like to note that the number of children (there are no benefits) or the amount of rent, or how much the car was purchased for, does not matter for taxation under this category. During a crisis, you can rent a large apartment or buy a car of high power relatively cheaply, but you need to look to see if the imputed income is covered by the real one, because imputed takes into account purely technical characteristics, such as meters (a tekmyriya of housing for a house in a village of 100 meters may be more than a tekmyria of housing for an apartment of 100 meters in a normal area of ​​most cities), the power of a car (a tekmyria of an older, but more powerful car may be more newer and less powerful tekmyria), etc.

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